Points Panda Consulting and Concierge Service

We are a premium credit card consulting and award booking consulting concierge! What does that mean? You pay one flat rate for an entire year and we consult you over the phone, email and live chat about what credit cards to open and where to put your spend to maximize the amount of points you make in the least amount of time. Then when it comes time to book your awards flight(s) we will find you the absolute best deals using transfers to fly you around the ocean in expensive business class flights for nearly free! (You may be responsible for copays that are around 1-10% of the cash price)

Signup for our service, open up the cards we tell you to open, follow our strategy and fly business class and first class for nearly free! If you have other concerns such as wanting to maintain status with an airline or alliance we can help you there too. We help you figure out what the best credit card

You have 30 full days to try our service to get a 100% full refund no questions asked. After that you can cancel anytime and receive a prorated refund for any months unused.

American residents with a social security number (citizens/greencard holders) or foreigners able to get USA credit cards with an established US residence and ITIN that has established credit history are those I can help the most, because of the massive credit card sign up bonuses.

Ideally you’d have a credit score over 640.

However, other countries, in particular Australia, Brazil, Canada and Singapore have decent credit card signup bonuses and bonus categories as well and can certainly play the game.

For Europeans and citizens of any country if you have a business generating significant credit card spend, or spend that could be put on a credit card every month (at least $6k USD), then we can help as well regardless of where you are from.

Also if you have a large amount of airline miles from flying or through other means, we can also help you redeem those miles for the maximum value, regardless of your citizenship.

Also, while flying business generates the most value. If, say you have a large family and looking to use a large redemption to fly 4 adults roundtrip in economy, we can still get you good value, but the best value comes from flying business and first class.

If you’re not sure if you fit in the criteria feel free to try it for 30 days and if either Points Panda or you feel its not a good fit we’ll give you a full refund!

There may be 2 other costs to play the credit card and travel hacking game.

1. Credit card annual fees: In order to rack up points fast, our best suggested strategy is opening up credit cards with large signup bonuses and those cards sometimes have an annual fee (though sometimes that fee is waived the first year). The annual fees can range as high as $550 but typically are in the $50-$95 range.

2. Award flight copays. Yes, taking a free roundtrip flight to Asia in business class that would have costed $5,000 is awesome! But typically you are responsible for some of the taxes and fees. They are sometimes as cheap as $5, but sometimes can be as high as $500 roundtrip for certain redemptions, though typically you could be looking at something around $150 in fees for a roundtrip long distance business class flight.

3. There may be other minor fees Points Panda charges for with certain types of bookings For example if you wish to have us use our credit card for bookings instead of your own we’ll charge 3.5% to cover our merchant charge. There is also charges for expedited bookings (the service typically takes 4-6 business days) and also certain fees for booking less than 30 days, and especially less than 14 days out. There is also a fee if you wish for us to handle cash bookings for you (not included in the service as we only do unlimited award bookings for free). Please contact us for more information, but 87% of the award bookings we do, do not encounter any extra fees.

The credit card game and airline transfer game is filled with pitfalls to confuse you into using your points in suboptimal ways such as redeeming for giftcards, or using a travel portal that have a redemption rate of 1c per point or less, whereas with airline transfers you can get as much as 10c value per point when flying first or business class.

If you are looking to signup for cards not all points are created equal, some are better for flying to Asia, others are better for flying to Europe or South America depending on their partners. Furthermore some points aren’t even transferable. To add to the confusion some points are worth much less than others. Capital One points are worth 0.75 of Amex points whereas Marriott points are worth $1,000

Also, even if you know how to do points transfers it’s not nearly as straight forward as booking a flight in cash. Most airlines give the best deal for flights on alliance partners (Using United points to book Avianca, using Delta points to book Airfrance etc), but they are not easy to find! For example did you know the best way to find an American Airline alliance award flights by transferring Chase points to British Airways is to search on Qantas? Oof what a headache! And sometimes you even need to call in to get these deals. We’ll handle this all for you saving you your points and getting you in that nice comfy business class seat.

If you’re interested in seeing how it all works, we can hop on skype or any screenshare and walk you through it. Otherwise the only thing you need to do is transfer the amount of points we tell you to, to your rewards account.

You can use the service to book as many other people as you want as long as you are on the exact same reservation.

While we will do a quick analysis of your business spend should you wish to optimize your spending profile. We will not book employees and business partners on awards flight unless you are on the same flight. In the future we may come up with a business package but at this time this for individuals and for individual use.