Delta SkyMiles Platinum Card: Full Guide & Tips
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Delta SkyMiles Platinum Card: Full Guide & Tips

Last updated: November 22,2021
Originally Published: May 14,2020
by Jestan Mendame

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The Delta Platinum Credit Card from American Express ranks as one of the top-tier cards in the Amex-Delta co-branded line. It comes with a lot of value and it’s a popular card among Delta devotees despite its $250 annual fee as of the time of this writing.

It’s one of those travel credit cards which come with an annual companion certificate, free checked bag on all Delta Flights, and zero foreign transaction fees. However, if you’re still undecided to get the card, here’s more information that you need to know.

Delta SkyMiles Platinum Card Welcome Bonus

You can get a welcome bonus of 50,000 mil, $100 statement credit, and 5,000 MQMs (Medallion (R) Qualification Miles) if you’re able to spend $2000 on your card within the first 3 months of account opening. Apart from that, you’ll also earn 10,000 MQMs more if you are able to spend $25,000 in a calendar year (up to 2x per year).

Take note that regular miles are used to redeem rewards within the Delta SkyMiles frequent flyer program. Gift cards, merchandise, airline tickets, and seat upgrades are some examples of the redemption categories available.

Meanwhile, MQMs are used to determine if you’re qualified to get elite status in the Delta Medallion Program. It’s an extended program made for the most loyal Delta flyers and it comes with exclusive perks.

Miles Earning

You’ll see a complete list of rewards on the Delta SkyMiles website. But first, you need to earn miles to redeem them, and here are four ways on how to do it:

● Earn 3 miles per $1 when you make direct purchases with Delta or on direct hotel bookings

● Earn 2 miles at restaurants (includes takeout and delivery) and U.S. Supermarkets

● Earn 1 mile per $1 on all other eligible purchases

For purchases that fall under two or more categories mentioned above, the higher mileage rate will apply.

What’s great about Delta miles is that they don’t expire too!

Additional Card Benefits

If you list down all the travel benefits that the Delta SkyMiles Platinum card offers, the $250 annual fee is definitely worth it.

Most top-tier Amex-Delta cards come with default travel features that cardholders can benefit from such as extended warranties, car rental insurance, and buyer protection.

However, the Delta SkyMiles Platinum card does have more unique features for its members.

Travel Insurance

Priority Boarding & Free Checked Bag – Get your fees waived on your first checked bag when you fly Delta. Checked bags can cost up to $60 in total for round-trip flights. Just fly at least 4-5 times a year and you can easily compensate for the annual fee. In addition, you get to have priority boarding to avoid the big crowds.

Trip Delay & Baggage Insurance – Get an insurance coverage of up to $300 per trip for delayed trips, up to $1250 for carry-on luggage, and up to $500 for checked luggage.

Travel Discounts & Credits

Annual Companion Certificate – Bring someone with you for free when you fly a domestic economy round-trip flight. This feature renews every year whenever you renew your card.

Status Boost – Reach Medallion status faster with Status Boost. You can earn an additional 10,0000 MQMs when you spend $25,000 in a calendar year (up to 2x per year).

20% Discount On In-Flight Savings – Get 20% off on eligible in-flight purchases in the form of a statement credit.

Discounted SkyClub Rates – You can purchase SkyClub tickets at only $39 per visit. You will have access to free snacks, WiFi, drinks, resting areas, and more. The primary cardholders two traveling companions can also avail the discounted rate.

Statement Credit For Global Entry & TSA Pre-check – Global Entry and TSA Pre-check memberships cost $100 and $85 respectively. Just get the membership the normal way and you’ll get a reimbursement.

Should I Get The Delta SkyMiles Platinum Card?

With the benefits listed above, you’re probably thinking that you should get it, but hold your horses first, because the card isn’t for everyone.

The Delta SkyMiles Platinum card works best for Delta flyers who are taking multiple trips per year since it can potentially save them hundreds of dollars on checked bags. The card’s complimentary companion certificate is also perfect for people who take anniversary or honeymoon trips every year.

If you’re also aiming to reach Medallion status, the card is also a sure-fire way to reach at least Silver status if you meet the spending requirements. For Delta loyalists who don’t want annual fees, you can opt for the Delta SkyMiles Gold instead.

Here’s a quick break down of the pros and cons that can help you decide too:


  • Gives a quick boost towards elite status
  • Numerous convenient travel perks
  • Annual companion certificate
  • Non-expiring miles


  • High annual fee
  • No awards chart and has dynamic pricing

Pro Tip: How To Use The Delta SkyMiles Platinum Card

The current offer does not offer any bonus MQMs, howeve make big purchases on flights and hotels so you can get triple the miles and reach the spending cap for the additional MQM bonus at the same time.

Remember, if you spend $25,000 twice within a single year, you’ll get an additional 20,000 MQMs. If you add all the MQMs you’ve earned, you’ll reach Silver status in just one year.

Alternative: Delta SkyMiles Platinum Business Card

Why get the business versions of the card? What’s the difference? Well, if you’re a businessman who frequently flies around and stays at hotels, you’d benefit a lot from the Platinum Delta SkyMiles Business Credit Card from American Express.

The welcome offer is the same, 90,000 bonus miles, 10,000 MQMs after spending $3,000 on your card within the first three months. However, the business version of the card comes with a $100 statement credit.

Platinum Business cardholders will earn 3x miles per dollar on Delta Purchases and direct hotel bookings. They’ll also earn 1.5x miles per dollar on single eligible purchases that are worth $5,000 or more (up to 50,000 additional miles per year). All other purchases are 1 mile per dollar.

The main difference between the personal and business versions of the card is its earning categories. But if you’re really struggling in picking the right card and maximizing your points, you can sign up for our travel concierge and get unlimited credit card and award booking assistance.

Welcome Offer: 100,000 Membership Reward Points after spending $6,000 in the first 6 months of your membership when you sign up for the New American Express Platinum

Special Bonus: Earn 10x on restaurant spend worldwide in the first 6 months of your membership, up to 225,000 additional points, this is in additional to the record high welcome bonus.

Every traveler should have this card in their wallet, and the welcome offer of 100k is the highest offer Points Panda has seen in many years!

Annual Fee: $695

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