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Chase Aeroplan Credit Card
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Chase Aeroplan Credit Card Review 2023

Last updated: August 10,2023
Originally Published: December 02,2021
by Sam Helmy

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Finally, US resident Aeroplan fans can earn Aeroplan points for everyday spending using the new Chase Aeroplan® Credit Card. The card brings a host of features and benefits, a fantastic welcome bonus, and carries a reasonable annual fee of $95.

Chase Aeroplan Credit Card Key Features

  • Earn up to 100,000 bonus points: Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.
  • Earn 3X points for every dollar spent directly with Air Canada.
  • Earn 3X points for spending at restaurants, takeout, and qualifying delivery services.
  • Earn 3X points at grocery stores.
  • Earn 1X points per dollar for all other spending.
  • Redeem points for both international and domestic flights with the Aeroplan® Credit Card.
  • Fly to another continent and travel the world with the Aeroplan® Credit Card.
  • Receive a 500-point bonus for each $2,000 you spend on your card per month, up to a maximum of 1,500 bonus points per month.
  • Receive a $100 credit towards TSA Precheck, NEXUS, or Global Entry once every 4 years when the application fee is charged to your card.
  • No foreign transaction fees.
  • The card carries a $95 annual fee.


Read More: Chase Sapphire Reserve Full Review


Chase Aeroplan® Credit Card Sign Up Bonus

If you are smart about your redemption strategy, the 100,000 bonus points can be redeemed for some incredible value. Particularly if you take advantage of Aeroplan’s new award chart and some of the best sweet spots out there.

rio de janeiro cityscape lake sugarloaf mountain city t20 GJ47GR Chase Aeroplan Credit Card
Using your Welcome bonus for a trip to Rio is excellent value and a great way to spend your Welcome Flight Reward Certificates. Image courtesy of Twenty21.com

One-way business class awards on partner airlines between some west coast US and Canada destinations to Tokyo squeeze in at under 5,000 miles flown. With the initial 100,000 bonus plus the points earned form the spending, you should have more than enough points to purchase a one-way business class award flight that only costs 55,000 points.

Flight Reward Chart US to Pacific Chase Aeroplan Credit Card
Image Courtesy of Air Canada

Alternatively, if you are looking to head south for the winter, there are several routes from the US to destinations in South America that come in at under 4,500 miles, making them a treat at 80,000 points for a one-way First Class award flight. With your 100,000 points, you just need to cover 30,000 points for the remaining amount.

Flight Reward Chart US to South America Chase Aeroplan Credit Card
Image Courtesy of Air Canada

One of the more exciting options above would be for flights from Miami to Rio de Janeiro or Sao Paulo in Brazil or even to Buenos Aires in Argentina. All flights also come in under 4,500 miles.

3X Points On Groceries

This is a fantastic rate for an airline co-brand credit card and puts the Chase Aeroplan® Credit Card very close to the top pile for 2021 grocery-earning credit cards. The only card that beats this is the American Express® Gold Card which earns you 4X on U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).

However, bear in mind that 4X is capped on the first $25,000 of spend in U.S. Supermarkets per calendar year (after that earn 1x), not to mention the fact that the card carries a significant $250 annual fee (please see rates and fees). The 3X on groceries with a $95 annual fees means the new Aeroplan card is looking like our new go-to card for grocery shopping.

farmers market t20 z2d78n Chase Aeroplan Credit Card
The Chase Aeroplan Card is fantastic for grocery shopping, earning you a virtually industry-leading 3X points per dollar. Image courtesy of Twenty21.com

3X Points On flights Booked Directly With Air Canada

If you don’t hold any other cards, then 3X on flights booked directly with Air Canada is nothing to be sneezed at and can really boost your points earning when booking flights.

One thing to remember is if you are an Air Canada fan, you have other better options open to you. If you hold the The Platinum Card® from American Express Express, you can earn 5X points booked directly with the airline.

Using your Amex platinum card to book, you can then transfer your 5X earned membership rewards points to Aeroplan at a ratio of 1:1, effectively giving you 5X earnings on flights booked directly with Air Canada.

Aeroplan/Air Canada Travel Benefits

The Chase Aeroplan® Credit Card Delivers unprecedented levels of Aeroplan travel benefits, especially when you consider its low $95 annual fee. Cardholders receive the following benefits.

  • Receive complimentary Aeroplan 25K Elite Status For the rest of the first year of card membership. Giving you things like early boarding, priority check-in, and more.
  • You can maintain Aeroplan 25K Elite Status for subsequent years as follows:
    • Spending $15,000 in a calendar year.
    • If you already have status, after spending $50,000 in a calendar year, you will receive a boost to Aeroplan 35K Elite Status.
  • The Primary cardmember receives one free checked bag on Air Canada flights, plus up to 8 bags for accompanying travelers on the same itinerary.

Aeroplan Credit Card Ancillary Protection Benefits

Like many Chase cards, the new Chase Aeroplan Credit Card brings a wide range of protections with it when you use your card to pay for r goods or services. Cardholders can benefit from the following when paying with their card.

  • Trip Cancellation/Interruption Insurance
  • Baggage Delay Insurance
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Roadside Assistance

Green Carbon Offsetting Card Benefits

Cardmembers can reduce their carbon footprints for themselves and any accompanying travelers on the same reservation. When taking an award flight, Aeroplan will purchase carbon offsets for card members traveling on segments with Air Canada, Air Canada Express, and Air Canada Rouge.

Future Card Benefits

In the future, you will be able to use your Aeroplan points to pay for multiple travel purchases with any airline, hotel, car rental, and more. Points can be redeemed for these purchases at a rate of 1.25 cents per point up to a maximum of 50,000 points per year (yielding $625) of value.

This is an excellent innovation for a cobranded credit card, which typically only allows you to redeem points with the specific cobrand airline/hotel. The 1.25 cents per point rate is excellent value and is the same rate as Chase applies to Chase Ultimate Rewards points earned from the Chase Sapphire Preferred.


Read More: A Comprehensive Guide To Chase Ultimate Rewards Transfer Partners


Final Thoughts

The launch of the new Chase Aeroplan Credit Card is exciting news and finally brings the ability to earn Aeroplan points to US residents. To make the deal even sweeter, the card is virtually industry-leading on grocery spending, has a stunning welcome bonus. Couple those with great Air Canada benefits, carbon offsetting, and a reasonable $95 annual fee, and we can’t wait to add to get our hands on the new Chase Aeroplan Credit Card.

Advertiser Disclosure

  • Earn 75,000 Bonus miles after you spend $4,000 on purchases in the first 3 months from account opening.
  • Earn 2X miles on everyday spend.
  • Earn 10X miles on hotels and car rentals, and 5x on flights booked on Capital One Travel
  • Receive 10,000 bonus miles every account opening anniversary.
  • Get a $300 credit to use on Capital One Travel each year.
  • Unlimited Access to Capital One Lounges and Priority Pass lounges internationally.
  • $395 annual fee.
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