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Delta Platinum Business Card

Last updated: February 28,2023
Originally Published: September 16,2022
by Jestan Mendame

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The Delta SkyMiles® Platinum Business American Express Card is a great card for small business owners who flies frequently with Delta. It comes with a solid welcome bonus and a plethora of travel benefits like free checked bags, priority boarding, and an annual companion certificate.

Delta actually offers three options in its lineup of Amex-branded business cards, the Delta SkyMiles® Gold Business American Express Card, Delta SkyMiles® Platinum Business American Express Card, and the Delta SkyMiles® Reserve Business American Express Card — with the Platinum card at the mid-tier level.

In this article, we’ll dive deeper into the benefits of the Delta Platinum Business Card. We’ll also help you figure out whether this card is for you or if you’re better off with the other Delta business cards. Without further adieu, let’s get into it!

Read More: Delta Partners That Lets Your Earn SkyMiles

Delta Platinum Business card holders will get a free companion certificate every year (Image courtesy of Canva Pro).
Delta Platinum Business card holders will get a free companion certificate every year (Image courtesy of Canva Pro).

Delta SkyMiles Platinum Business Card Highlights

  • Welcome Offer: Earn 95,000 bonus miles after spending $4,000 within the first 3 months of Card Membership. Limited Time Offer ends 03/29/2023
  • Status Boost
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Delta Sky Club® Access
  • Companion Certificate
  • In-Flight Savings
  • No Foreign Transaction Fees
  • Fee Credit for Global Entry or TSA PreCheck
  • Travel protection
  • $250 annual fee (see rates and fees)
  • Terms and limitations apply.

Welcome Offer

Delta SkyMiles Platinum Business American Express Card delta platinum business card

New cardholders of the Delta SkyMiles® Platinum Business American Express Card will earn 95,000 bonus miles after spending $4,000 within the first 3 months of Card Membership.

The 95,000 bonus is worth around $900 when redeemed through Delta awards.

Earning Rewards

The Delta SkyMiles® Platinum Business American Express Card has a very simple yet solid rewards structure. Cardholders will earn:

  • 3 miles per dollar spent on hotel and Delta purchases.
  • 1.5 miles per dollar for purchases over $5,000 (up to 50,000 additional miles per calendar year).
  • 1 mile per dollar on all other purchases.

Take note that eligible Delta purchases include seat upgrades, seat selections, miles purchases, inflight meals and beverages, Delta Sky Club membership or passes, and even Delta Vacation packages (Delta Wifi is not included).

Status Boost

Cardholders will have a chance to earn 10,000 Medallion Qualification Miles (MQMs) after spending $25,000 in a calendar year. You can do this twice in a calendar year which means you can earn up to 20,000 MQMs per year.

Main Cabin 1 Priority Boarding

The primary cardholder and up to eight guests will get Main Cabin 1 priority boarding on Delta-marketed and Delta-operated flights, as long as they are under the same reservation. The advantage of having priority boarding is it lets you store your carry-on luggage in the overhead storage ahead of time so you won’t run out of space.

The Delta boarding priority is as follows (starting with the highest priority): Pre-boarding, Delta One, First Class, Diamond Medallion, Delta Premium Select, Delta Comfort+, Sky Priority members, Main Cabin 1, Main Cabin 2, Main Cabin 3, and Basic Economy.

Panda Tips:

Delta-marketed flights are sold directly on the Delta website and app. Boarding passes will usually have the code “DL” on them (Ex. Flight No. DL 241).

Meanwhile, Delta-operated flights are marketed by other airlines but the aircraft and crew belong to Delta. This means that boarding passes will have a code of the airline that markets them. For example, a Virgin Atlantic-marketed flight that’s operated by Delta will have the “VS” letters on the flight number (Ex. Flight No. VS 603).

First Checked Bag Is Free

Delta baggage fees can cost around $30 per trip so getting your first checked bag for free is a nice perk that can save you lots of money. The benefit only applies to Delta-marketed and Delta-operated flights. Additionally, eight guests will also have the same benefit as long as they are under the same reservation as the primary cardholder.

Delta Sky Club Access

Delta Skymiles Platinum Business cardholders will get discounted rates to more than 50 Delta SkyClub Lounges and 250 partner lounges worldwide.

For only $39 each, the primary cardholder will have single-day access to SkyClubs and enjoy complimentary food, Wi-Fi access, Satellite TV, newspapers and magazines, personalized flight assistance, private restrooms, and more. The best part is you can bring up to two guests with you for free as long as you’re under the same reservation!

Anniversary Companion Certificate

Cardholders will get a complimentary domestic Main Cabin companion certificate whenever they renew their card. The certificate can only be used for round-trip flights within the 48 contiguous U.S.

If you are from Alaska, Hawaii, Puerto Rico, or the Virgin Islands, you may use the certificate as long as you’re departing from these 4 states/territories. For example, you can book a round-trip flight that departs from Alaska to California, but you can’t book a round-trip flight that departs from California to Alaska.

Here are also a few policies that you need to remember:

  • Taxes and fees are not included on your companion ticket and should be paid separately.
  • You can only use the certificate for Main Cabin seats (L, U, T, X, or V fare classes).
  • Both the primary cardholder and the companion must be traveling under the same itinerary but not necessarily under the same fare class.

The Companion Certificate is one of the main selling points of the Delta Platinum Business card as it can save you hundreds of dollars every year. However, you need to be very flexible with your trips since the policies are a little restricting.

In-Flight Savings

Use your Delta SkyMiles® Platinum Business American Express Card when you purchase food, beverages, or audio headsets and get a 20% discount in the form of a statement credit. The discount doesn’t apply to Delta WIFI purchases.

Fee Credit for Global Entry or TSA PreCheck

Get up to $100 statement credit when you apply for a Global Entry or TSA Precheck membership with your Delta Platinum Business card. This benefit is available every five years.

No Foreign Transaction Fees

Pay ZERO transaction fees when you use your card to make purchases abroad. Foreign transaction fees typically cost around 3% per transaction. (see rates and fees)

Travel Protection

While the protections may not be as extensive as the American Express Platinum Card, the Delta SkyMiles Platinum Business card still comes with decent travel and buyer protections.

  • Trip Delay Insurance: +Cardholders can get a reimbursement of up to $300 per trip (up to 2 claims per year) if their flight was delayed by involuntary reasons for more than 12 hours. The insurance only applies to round-trip flights that were paid entitled with your card.

  • Baggage Insurance Plan: For any luggage that is lost, damaged, or stolen, cardholders can get up to $1,250 for a carry-on and up to $500 for a checked bag.

  • Car Rental Loss and Damage Insurance: If you used your card to pay entirely for a rental car and declined the rental company’s insurance, you’ll be covered with your card’s car rental loss and damage insurance. Basically, your card insurance acts as secondary coverage.

Terms Apply, Annual Fee $250 Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit for more details. Underwritten by Amex Assurance Company.

All these protection benefits only apply to purchases made with your Delta Gold Business Card.


  • Status Boost that lets you earn more MQMs with credit card spend
  • Global Entry/TSA Precheck credit
  • Annual companion flight certificate
  • Free checked bag for you and eight guests
  • Priority boarding for your and eight guests
  • Terms Apply, Annual fee $250


  • Low earning rates for non-Delta purchases
  • Does not get you complimentary Delta lounge access
  • Status Boost not relevant to those not going for Delta Status 

Read More: Delta SkyMiles Reserve Business Card: Is It Good For Frequent Travelers?

The Delta Platinum Business Card is perfect for people who frequently fly with Delta Airlines.
The Delta Platinum Business Card is perfect for people who frequently fly with Delta Airlines (Photo by Trac Vu on Unsplash)

Who Is This Card For?

You don’t have to be a big business tycoon to own the Delta SkyMiles® Platinum Business American Express Card. The annual fee is only $250 (see rates and fees) which can be easily offset by the card’s travel companion certificate.

To be able to maximize the benefits of this card, you’d have to be a Delta frequent flyer and by that, we mean flying at least 10 times a year.

Take note that the Platinum Business card doesn’t have broad earning categories for business expenses so flying should be your main spending activity if you want to stack up on SkyMiles and redeem those miles for award travel on the Delta SkyMiles program.

Comparing The Delta Skymiles Platinum Business To Other Cards

If you’re not much of a flyer, you can opt for the Delta SkyMiles® Gold Business American Express Card instead which allows you to earn SkyMiles from business expenses like advertising, restaurant purchases, and shipping. This means you can earn SkyMiles without having to set foot on a plane.

Now, if you want more flexibility, you can get The Business Platinum Card® from American Express which lets you earn Amex Membership Rewards points instead of Delta SkyMiles for every dollar you spend.

With Amex points, you can transfer them to other hotel and airline loyalty programs which expands your options for award redemptions.

Read More: Delta Clear Membership Offers Discounted Rates For SkyMiles Members

Bottomline: Is The Card Worth it?

It depends on your spending habits. If you’re a business owner whose spending is focused on Delta flights, then getting the Delta SkyMiles® Platinum Business American Express Card would be worth it.

If you can manage to use the companion pass the annual fee could pay itself off just with that benefit alone. Furthermore, many of the benefits overlap with the Delta Gold Business Card which has a much lower annual fee.

However, if you don’t fly Delta very often and not interested in getting Delta Status, another card may be a better fit, as the annual fee is quite high. For more information we recommend you check out our article on which Delta Business Credit Card is the best fit for you.

Advertiser Disclosure

  • Earn 75,000 Bonus miles after you spend $4,000 on purchases in the first 3 months from account opening.
  • Earn 2X miles on everyday spend.
  • Earn 10X miles on hotels and car rentals, and 5x on flights booked on Capital One Travel
  • Receive 10,000 bonus miles every account opening anniversary.
  • Get a $300 credit to use on Capital One Travel each year.
  • Unlimited Access to Capital One Lounges and Priority Pass lounges internationally.
  • $395 annual fee.
Learn More

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